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# Jerger MGA

## Sitemaps

- [XML Sitemap](https://jergermga.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://jergermga.com/resources/blog) - Stay informed with Jerger MGA news and updates on Florida property insurance, hurricane preparedness, industry insights, and company announcements.
- [Why Property Photos Matter More Than You Think](https://jergermga.com/homeowners-insurance/why-property-photos-matter-more-than-you-think) - Learn why property photos matter in underwriting, how incomplete images can delay a submission, and why carrier photo requirements vary by program.
- [Florida Property Insurance Underwriting: The Most Common Questions, Answered for Agents](https://jergermga.com/homeowners-insurance/florida-property-insurance-underwriting-questions) - Learn the most common Florida property underwriting questions agents should answer from roofs & inspections to liability, wind mitigation & Citizens eligibility
- [What Happens After a Hurricane? Your Responsibilities Following a Property Loss](https://jergermga.com/blog/what-to-do-after-hurricane-property-loss) - After hurricane damage, what you do first affects your claim. See your responsibilities, Florida's filing deadlines, and what your insurer owes you.
- [Identity Theft Protection: An Often-Overlooked Insurance Benefit](https://jergermga.com/blog/identity-theft-protection-insurance) - Identity theft coverage can be added to a Florida home, condo, or renters policy. See what it helps pay for, what it doesn't, and how to add it.
- [The Rising Cost of Home Repairs: How Does Inflation Impact Insurance Claims?](https://jergermga.com/blog/inflation-home-repair-costs-insurance) - Home repair costs keep climbing. See how inflation affects your insurance claims, what underinsurance means, and how to keep your Florida coverage current.
- [Renters Insurance: Why Florida Renters Need More Protection Than They Think](https://jergermga.com/renters-insurance/renters-insurance-florida) - Your landlord's policy won't replace your belongings. See what Florida renters insurance covers, what it costs, and how to protect your stuff. Get a quote.
- [Manufactured Homes VIN Numbers and Data Plates](https://jergermga.com/manufactured-homes/manufactured-homes-vin-numbers-and-data-plates) - Learn where to find your manufactured home VIN number & data plate, what information they include, and why they matter when getting manufactured home insurance.
- [6 Reasons You Should Purchase Flood Insurance](https://jergermga.com/flood-insurance/6-reasons-you-should-purchase-flood-insurance) - Flooding can happen in Florida, and standard homeowners insurance may not cover flood damage. Learn why flood insurance is important before hurricane season.
- [7 Tips for Saving Money on Your Florida Homeowners Insurance](https://jergermga.com/homeowners-insurance/7-tips-for-saving-money-on-your-florida-homeowners-insurance) - Explore practical tips to lower your Florida homeowners insurance costs, from reviewing coverage to qualifying for discounts & improving your home’s protection.

## Pages

- [Home](https://jergermga.com/) - Jerger MGA delivers tailored Florida property insurance solutions backed by deep underwriting expertise and smarter risk assessment for agents.
- [Frequently Asked Questions](https://jergermga.com/resources/frequently-asked-questions) - Find answers to common Jerger MGA questions on billing, payments, policy changes, inspections, deductibles, and Florida property coverage.
- [Optional Coverages & Endorsements (Flex Flood, Equipment Breakdown, Identity Theft Protection)](https://jergermga.com/products/optional-coverages-endorsements) - Jerger MGA optional coverages: Flex Flood, Equipment Breakdown, and Identity Theft Protection to round out your Florida property policy.
- [American Traditions Partnership](https://jergermga.com/american-traditions-partnership) - Discover Jerger MGA's partnership with American Traditions Insurance Company: financial strength, reinsurance program, and trusted ratings.
- [Products](https://jergermga.com/products) - Explore Jerger MGA Florida property insurance options for homeowners, condos, renters, manufactured homes, dwelling fire, and added coverages.
- [Ted Jerger](https://jergermga.com/ted-jerger) - Ted Jerger Director of Mediation, Subrogation, and Arbitration Ted Jerger is the Director of Mediation, Subrogation, and Arbitration for American Traditions Insurance Company. He has over 20 years of experience in the insurance industry. In this capacity, Mr. Jerger assists in overseeing the day-to-day claims management team. He is heavily involved in all aspects of
- [Who We Are (History)](https://jergermga.com/who-we-are) - a Florida managing general agency with roots since 1946, delivering disciplined residential property insurance solutions statewide.
- [Jennifer Sousa](https://jergermga.com/jennifer-sousa) - Jennifer Sousa, AINS, AIC, CPCU Vice President of Marketing & Sales Jennifer Sousa serves as Vice President of Marketing & Sales for American Traditions Insurance Company. Since joining the company at its inception in January 2006, she has built a distinguished career spanning nearly two decades of progressive leadership and operational expertise within the property
- [Justin Locke](https://jergermga.com/justin-locke) - Justin Locke Chief Risk Officer and Controller Justin Locke is the Controller for American Traditions Insurance Company. Working closely with Brian Adamski, CFO, Justin’s responsibilities include internal and external reporting, financial planning and analysis, accounting policy and procedures, internal controls, and supervision of the companies’ accounting team. He has served in this role since 2007,
- [Brian J. Adamski](https://jergermga.com/brian-j-adamski) - Brian J. Adamski Chief Financial Officer Brian Adamski is the Chief Financial Officer and Treasurer of American Traditions Insurance Company and has held these roles since the company’s formation. In this capacity, he oversees the organization’s financial operations, strategic planning, accounting, treasury, and regulatory reporting functions. Throughout his tenure, he has played a key role
- [T. John Jerger, Jr.](https://jergermga.com/t-john-jerger-jr) - T. John Jerger, Jr. President and Chief Executive Officer Mr. T. John Jerger, Jr., President and CEO of American Traditions Insurance Company, has nearly 30 years of Insurance experience in the Florida Homeowner and Manufactured Homeowner industry. Prior to co-founding these companies, he was instrumental in co-founding a company dedicated to servicing the needs of
- [Careers](https://jergermga.com/careers) - Explore careers at Jerger MGA in insurance, technology, and customer service. Enjoy great benefits, generous PTO, and a supportive culture.
- [Hurricane Mitigation Discounts](https://jergermga.com/policyholders/hurricane-mitigation-discounts) - Learn how Florida hurricane mitigation features like roof shape, shutters, and impact-resistant windows may qualify for Jerger MGA discounts.
- [Ronald S. Terzer](https://jergermga.com/ronald-s-terzer) - Ronald S. Terzer Vice President of Compliance Ronald (Ron) Terzer currently serves as Vice President of Compliance at TJ Jerger MGA, where he oversees corporate compliance, compliance audit functions, internal controls, and manages external client and regulatory audits. Previously, he held the position of Vice President of Compliance & Underwriting Controls at Orchid Underwriters Agency,
- [Daniel J. Ewin](https://jergermga.com/daniel-j-ewin) - Daniel J. Ewin General Counsel Dan Ewin is an accomplished insurance executive and attorney with over 25 years of experience providing strategic counsel and leadership across a multitude of insurance related industries. As General Counsel, he advises organizational leadership on legal strategy, legislative policy, regulatory compliance, governance and dispute resolution, drawing on his extensive background
- [Thomas J. Jerger](https://jergermga.com/thomas-j-jerger) - Thomas J. Jerger Chairman of the Board Mr. Jerger has over forty four years of executive experience in property and casualty insurance specializing in homeowner and mobile homeowner’s products. Mr. Jerger is part of a family that has been involved in the Florida insurance business since 1946. Tom Jerger currently serves as Chairman of the
- [Homeowners Insurance](https://jergermga.com/products/homeowners-insurance) - Explore Jerger MGA Florida property insurance options for homeowners, condos, renters, manufactured homes, dwelling fire, and added coverages.
- [Manufactured Home Insurance](https://jergermga.com/products/manufactured-home-insurance) - Jerger MGA manufactured home insurance: dependable Florida coverage for the structure, attachments, personal property, liability, and more.
- [Renters insurance](https://jergermga.com/products/renters-insurance) - Florida renters insurance from Jerger MGA: protect personal property, liability, and living expenses with dependable coverage built for tenants.
- [Condo Insurance](https://jergermga.com/products/condo-insurance) - Jerger MGA condo insurance: Florida coverage for personal property, interior unit features, liability, and gaps in your association's policy.
- [Dwelling Fire Insurance](https://jergermga.com/products/dwelling-fire-insurance) - Jerger MGA dwelling fire insurance: flexible Florida coverage for seasonal homes, secondary residences, and rental properties with tailored options.
- [Contact](https://jergermga.com/contact) - Contact Jerger MGA in Pinellas Park, FL with questions about property insurance, policies, or coverage. Call (866) 561-3433 or message us.
- [Policyholders](https://jergermga.com/policyholders) - Jerger MGA policyholder hub: make a payment, log in to your account, file a claim, or find a local agent for your Florida property policy.
- [Agents](https://jergermga.com/agents) - Jerger MGA agent hub: become an appointed agent, access the agent portal, and partner with us to deliver Florida property insurance solutions.
- [Agent Portal](https://jergermga.com/agents/agent-portal) - Access the Jerger MGA Agent Portal to quote policies, manage clients, view documents, and streamline your Florida property insurance workflow.
- [Become an Agent (go to form)](https://jergermga.com/agents/become-an-agent) - Apply to become a Jerger MGA appointed agent and offer Florida property insurance solutions backed by experienced underwriting and support.
- [Resources](https://jergermga.com/resources) - Explore Jerger MGA resources, including FAQs, news, and helpful guides for Florida policyholders, agents, and property insurance customers.
- [Terms & Conditions](https://jergermga.com/terms-and-conditions) - Review the Terms & Conditions governing use of the Jerger MGA website, including intellectual property, liability, and policy guidelines.
- [Privacy Policy](https://jergermga.com/privacy-policy) - Review our privacy policy to learn how we collect, use, and protect your personal information.
- [Assignment of Benefits](https://jergermga.com/resources/assignment-of-benefits)
- [Financial Strength (ATIC)](https://jergermga.com/financial-strength)
- [Executive Leadership](https://jergermga.com/who-we-are/executive-leadership)

## Categories

- [News](https://jergermga.com/category/blog)
- [Manufactured Homes](https://jergermga.com/category/manufactured-homes)
- [Flood Insurance](https://jergermga.com/category/flood-insurance)
- [Homeowners Insurance](https://jergermga.com/category/homeowners-insurance)
- [Renters Insurance](https://jergermga.com/category/renters-insurance)