Condo insurance is designed to help fill the gap between your association’s master policy and the coverage you need as a unit owner. While the master policy may protect the building and shared areas, your individual policy helps cover the parts of the unit and personal property that are your responsibility. With deep experience in Florida property insurance, our policy helps support coverage decisions that are practical, informed, and aligned with real ownership risk.
Condo Insurance
Coverage for what you own inside your unit, backed by Florida expertise and a smarter approach to personal property risk.
Protection That Works With Your Association Coverage
Core Policy Components
Personal Property
Helps cover furniture, clothing, electronics, and other belongings if they are damaged by a covered loss.
Interior Unit Coverage
Provides protection for certain features inside the unit that may be the owner’s responsibility, such as flooring, cabinetry, wallpaper, and built-in appliances.
Loss of Use
Helps pay for temporary housing and related living expenses if a covered loss makes the unit uninhabitable.
Personal Liability
Provides protection if you are found legally responsible for injury to another person or damage to their property.
Medical Payments to Others
Offers limited coverage for medical expenses if a guest is accidentally injured in your unit.
