Some risks require more than core property coverage alone. Optional coverages allow agents to build a more complete solution based on the property, the policyholder, and the exposures that matter most. Our policies offer supplemental protection designed to strengthen a policy where additional peace of mind or broader risk response may be needed.
Optional Coverages
Added protection for exposures that may go beyond a standard property policy.
Coverage That Helps Round Out Your Protection
Optional Coverage Solutions
Flex Flood Insurance
Standard property policies do not cover flood damage. This optional protection helps address one of Florida’s most important property exposures with added coverage designed for flood-related losses.
Equipment Breakdown
Provides coverage for certain sudden mechanical, electrical, and pressure-system breakdowns that are often excluded or limited under standard policies. This can include important systems and equipment in the home such as air conditioning components, electrical panels, appliances, and more.
Identity Theft Protection
Adds support for a risk that extends beyond the home itself, helping policyholders strengthen protection in an increasingly connected world.
