News & Updates- Jerger MGA

Flooded front yard and a damaged single-story house with boarded windows and scattered debris after a storm.

News

What Happens After a Hurricane? Your Responsibilities Following a Property Loss

The short version: Your policy asks specific things of you after a storm: report the loss promptly, protect the property from further damage, document everything before you clean up, and keep your receipts. Florida law also sets deadlines for reporting…

Jerger MGAAugust 14, 2026

Passport and Social Security card tucked into a manila folder on a wooden desk with a wallet, keys, phone, and glasses nearby.

News

Identity Theft Protection: An Often-Overlooked Insurance Benefit

The short version: Identity theft protection is an optional coverage you can add to a home, condo, or renters policy. It doesn't stop theft from happening. What it does is help pay the costs of cleaning up the mess afterward,…

Jerger MGAAugust 12, 2026

Brown shingle roof of a suburban house with palm trees and a blue sky in the background

News

The Rising Cost of Home Repairs: How Does Inflation Impact Insurance Claims?

Quick answer: When the cost to repair or rebuild a home goes up, the cost of insurance claims goes up with it. If your policy's coverage limit hasn't kept up with today's prices, you could be stuck paying the difference…

Jerger MGAJuly 29, 2026

Two-story open-plan home showing a bedroom, a beige sofa living room, and a kitchen/dining area with warm lighting.

Renters Insurance

Renters Insurance: Why Florida Renters Need More Protection Than They Think

The Short Version: Renters insurance protects your belongings and your savings if something goes wrong in your rental. Your landlord's policy does not cover your stuff, only the building. In Florida, renters insurance is one of the most affordable policies…

Jerger MGAJuly 29, 2026

Aerial view of a suburban housing development with rows of single-family homes and green lawns along curved streets.

Homeowners Insurance

7 Tips for Saving Money on Your Florida Homeowners Insurance

7 Tips for Saving Money on Your Florida Homeowners Insurance Living here in the Sunshine State can have its advantages. As Floridians, we have become accustomed to our tropical climate, relaxed way of life and nearly all year summer wardrobe.…

Jennifer SousaJune 1, 2026

A flooded suburban street with water up to garage doors; submerged cars and palm trees surround single‑story homes under a blue sky.

Flood Insurance

6 Reasons You Should Purchase Flood Insurance

Flooding is a real threat to Florida Homeowners There are so many perks to living in Florida. There’s the sunshine, the sandy beaches, the 800,000 acres of state parks and hidden springs that can be found all over. Not to…

Jennifer SousaJune 1, 2026

Front view of a gray single-family home with a covered front porch, white railings, and a manicured lawn with tropical plants.

Manufactured Homes

Manufactured Homes VIN Numbers and Data Plates

If you live in a manufactured home and you require insurance on your home, you should get familiar with your homes vehicle identification number (VIN). Your manufactured home VIN number is more than simply a registration number-- it holds essential…

Stacey ScottFebruary 4, 2026

What Happens After a Hurricane? Your Responsibilities Following a Property Loss

Identity Theft Protection: An Often-Overlooked Insurance Benefit

The Rising Cost of Home Repairs: How Does Inflation Impact Insurance Claims?

Renters Insurance: Why Florida Renters Need More Protection Than They Think

7 Tips for Saving Money on Your Florida Homeowners Insurance

6 Reasons You Should Purchase Flood Insurance

Manufactured Homes VIN Numbers and Data Plates

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