Jerger MGA

Flooded front yard and a damaged single-story house with boarded windows and scattered debris after a storm.

News

What Happens After a Hurricane? Your Responsibilities Following a Property Loss

The short version: Your policy asks specific things of you after a storm: report the loss promptly, protect the property from further damage, document everything before you clean up, and keep your receipts. Florida law also sets deadlines for reporting…

Jerger MGAAugust 14, 2026

Passport and Social Security card tucked into a manila folder on a wooden desk with a wallet, keys, phone, and glasses nearby.

News

Identity Theft Protection: An Often-Overlooked Insurance Benefit

The short version: Identity theft protection is an optional coverage you can add to a home, condo, or renters policy. It doesn't stop theft from happening. What it does is help pay the costs of cleaning up the mess afterward,…

Jerger MGAAugust 12, 2026

Brown shingle roof of a suburban house with palm trees and a blue sky in the background

News

The Rising Cost of Home Repairs: How Does Inflation Impact Insurance Claims?

Quick answer: When the cost to repair or rebuild a home goes up, the cost of insurance claims goes up with it. If your policy's coverage limit hasn't kept up with today's prices, you could be stuck paying the difference…

Jerger MGAJuly 29, 2026

Two-story open-plan home showing a bedroom, a beige sofa living room, and a kitchen/dining area with warm lighting.

Renters Insurance

Renters Insurance: Why Florida Renters Need More Protection Than They Think

The Short Version: Renters insurance protects your belongings and your savings if something goes wrong in your rental. Your landlord's policy does not cover your stuff, only the building. In Florida, renters insurance is one of the most affordable policies…

Jerger MGAJuly 29, 2026

What Happens After a Hurricane? Your Responsibilities Following a Property Loss

Identity Theft Protection: An Often-Overlooked Insurance Benefit

The Rising Cost of Home Repairs: How Does Inflation Impact Insurance Claims?

Renters Insurance: Why Florida Renters Need More Protection Than They Think

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